World of Funds, LLC Privacy Policy
Last Updated: 12/2025
1. Our Commitment to Your Privacy
We are committed to protecting the privacy and confidentiality of your personal information. This policy outlines how we collect, use, disclose, and safeguard the information you entrust to us in compliance with applicable federal and state laws.
2. Types of Information We Collect
We collect various types of personal information to provide you with financial brokerage services. This information may be provided by you directly, collected automatically through our website, or obtained from third-party sources.
Information you provide to us:
- Contact details (name, address, email, phone number)
- Financial information (income, account balances, payment history)
- Personal details (Social Security number, date of birth, employment information)
- Information related to your mortgage or loan application (property details, credit scores)
Information we collect from others:
- Credit reports/history from credit bureaus
- Information from affiliates, employers, or third parties required to provide services
Information collected automatically:
- Website usage data, IP addresses, and cookie information to improve our services and user experience
3. How We Use Your Information
We use your personal information for specific business purposes, including but not limited to:
- Providing the financial products and services you have requested
- Evaluating your qualifications for specific loan programs or investments
- Processing transactions and servicing your accounts
- Verifying your identity and detecting/preventing fraud
- Communicating with you about your application, account updates, or promotional offers (with your consent, where applicable)
- Complying with legal, regulatory, and reporting requirements (e.g., to the FCA, FINRA, or state regulators)
4. How We Share Your Information
We do not sell your personal information to third parties. We only disclose your information as necessary to fulfill the services you have requested, comply with the law, or with your explicit permission.
Affiliates and Non-Affiliates: We may share information with non-affiliated third parties (e.g., lenders, insurance providers, credit reporting agencies) to process your application or service your loan. Federal law allows you to limit some, but not all, sharing.
Legal Requirements: We disclose information when legally required to do so by governmental authorities, court orders, or subpoenas.
Business Transfers: Your information may be transferred as part of a merger, acquisition, or sale of assets.
5. Data Security
We maintain physical, electronic, and procedural safeguards that comply with federal standards to protect your nonpublic personal information. These measures include:
- Implementing internal policies and procedures for data handling
- Restricting employee access to only those with a legitimate business need for your information
- Using encryption (such as SSL protocol) when transmitting sensitive data
6. Your Rights and Choices
Depending on the laws that apply to you, you may have rights regarding your personal information:
Access and Correction: You have the right to access and request corrections to the personal information we hold about you.
Opt-Out: You can opt out of certain data sharing or marketing communications at any time.
Withdraw Consent: Where processing is based on your consent, you can withdraw that consent (subject to legal implications).
To exercise these rights, please contact us using the details below. We will respond to your requests in accordance with applicable law.
7. Contact Us
If you have any questions or concerns about this privacy policy or our data practices, please contact us:
World of Funds, LLC
[email protected]
https://worldoffund.com/contact-us